Swap USD Coin (USDC) to Tether (USDT)
Exchanging USD Coin (USDC) for Tether (USDT) takes one step here: you send from your own wallet and receive to your own wallet. At the moment 1 USDC is worth about 1.0002 USDT, and 1 USDT is about 0.99980396 USDC — USDC moved +0.01% over the past 24 hours. Expect the TRC20 payout in 5-60 minutes — the wait is network confirmations, not manual review, and the Test8 fee is in the rate.
USDC to USDT conversion rate
Common amounts at the current rate of 1.0002 USDT per USDC. Pick a row to open the calculator with that amount already filled in; the reverse table shows how much USDC a given amount of USDT buys.
USDC to USDT
| USDC | USDT |
|---|---|
| 25 USDC | 25.0049 USDT |
| 50 USDC | 50.0098 USDT |
| 125 USDC | 125.0245 USDT |
| 250 USDC | 250.049 USDT |
| 625 USDC | 625.1225 USDT |
| 1 250 USDC | 1 250.25 USDT |
| 2 500 USDC | 2 500.49 USDT |
| 6 250 USDC | 6 251.23 USDT |
| 12 500 USDC | 12 502.45 USDT |
| 25 000 USDC | 25 004.9 USDT |
USDT to USDC
| USDT | USDC |
|---|---|
| 25 USDT | 24.9951 USDC |
| 50 USDT | 49.9902 USDC |
| 125 USDT | 124.9755 USDC |
| 250 USDT | 249.951 USDC |
| 625 USDT | 624.8775 USDC |
| 1 250 USDT | 1 249.75 USDC |
| 2 500 USDT | 2 499.51 USDC |
| 6 250 USDT | 6 248.77 USDC |
| 12 500 USDT | 12 497.55 USDC |
| 25 000 USDT | 24 995.1 USDC |
Price calculator
Same rate, filled in for USDC → USDT.
Market data
USD Coin (USDC) trades at $0.999817, +0.01% in 24 hours, market cap $74.18B, 24-hour volume $16.64B. Tether (USDT) trades at $0.999621, −0.01% in 24 hours, market cap $183.39B, 24-hour volume $58.57B.
USD Coin (USDC)
Tether (USDT)
Figures from CoinGecko, refreshed when this page was built
USDC and USDT in the past month
USD Coin traded at 0.999904 over the past day with no measurable movement in either the twenty-four hour or seven day period. Both the daily and weekly changes registered at zero percent. The current rate stands at 1 USDC to 1.0002 USDT, reflecting the narrow band in which these two stablecoins typically trade against each other. Before swapping, a person should verify that the amount meets the 25 USDC minimum and confirm that the TRC20 network works for their receiving wallet. Because both coins are designed to track the US dollar, the rate remains close to parity, though small variations of a few basis points appear depending on market conditions across different platforms.
USDC volatility
Low and high are the actual extremes inside each period, so the ranges nest: ninety days contains thirty, thirty contains seven. “Change” is start of period against now; “Range” is how far the price travelled between its own low and high. 24-hour figures from CoinGecko.
| Period | Low | High | Average | Change | Range |
|---|---|---|---|---|---|
| 24 hours | $0.999741 | $1 | $0.9998705 | +0.01% | 0.0% |
USDC to USDT chart
Price history for the pair, 1 day to 1 year. The chart loads on demand — nothing is requested from third parties until you ask for it.
Why swap USDC to USDT
Lock in a price
Tether tracks the dollar, so moving USDC into USDT parks the current value without sending anything to a bank. Nothing about the amount changes while you decide what to do next.
Spend and send in TRC20
USDT on TRC20 is what most desks, freelancers and merchants accept for settlement. Transfers confirm in seconds and the fee stays flat regardless of the amount you move.
Put idle USDC to work
Stablecoin balances do nothing on their own. Converting part of them into Tether takes on market exposure deliberately, in an amount you choose, rather than by holding cash indefinitely.
No account, no verification
The swap runs without registration or identity checks: you send USDC from your own wallet, name a TRC20 address for the USDT, and the payout goes straight there.
Receiving networks for USDT
The payout defaults to TRC20. The token is the same on every network below, but the address is not: a transfer sent to an address from another chain is lost. Check what your wallet supports before you name the address at the exchange step.
| Network | Speed | Typical fee |
|---|---|---|
| TRC-20 (Tron) | seconds | under $1 |
| ERC-20 (Ethereum) | 1-3 minutes | $1-10, follows gas |
| BEP-20 (BNB Chain) | seconds | cents |
| Solana | seconds | cents |
Four steps
Limits and fees for this pair
| Parameter | Value | Note |
|---|---|---|
| Minimum amount | 25 USDC | Smaller transfers cost more in network fees than they are worth |
| Maximum amount | Not capped | Large swaps may be split by the provider |
| Payout network | TRC20 | Check the network in your wallet before pasting the address |
| Usual time | 5–60 min | Set by network confirmations, not by manual review |
| Identity check | Not required | Requested only when compliance rules flag the transfer |
Why people use Test8
No registration, no identity check and no custody: coins leave your wallet only when you send them, and the payout goes to the address you name. What people say about it is on the reviews page.
Related directions
Other ways to get Tether
Same destination, different asset to send. Rates and the receiving network are shown for each direction.
| BTC → USDT | 1 BTC ≈ 77 360.32 USDT | TRC20 |
| ETH → USDT | 1 ETH ≈ 2 495.39 USDT | TRC20 |
| SOL → USDT | 1 SOL ≈ 100.8082 USDT | TRC20 |
| BNB → USDT | 1 BNB ≈ 718.0922 USDT | TRC20 |
| LTC → USDT | 1 LTC ≈ 53.1601 USDT | TRC20 |
| TRX → USDT | 1 TRX ≈ 0.33619942 USDT | TRC20 |
| DOGE → USDT | 1 DOGE ≈ 0.084445 USDT | TRC20 |
Start the USDC → USDT swap
Rate and minimum are the ones shown above.
Questions people ask first
How long does a USDC → USDT swap take?
The exchange waits for 20 confirmations of your USDC transfer, which is 1-3 minutes at normal network load, and pays out immediately after. Total time is usually 5 to 60 minutes; the wait is network confirmations, not manual review.
What is the difference between a fixed and a floating rate?
A floating rate follows the market until your USDC transfer confirms, so the USDT amount can end up slightly higher or lower than the quote. A fixed rate locks the quote for the duration of the swap for a small premium built into the rate. Floating is the default; both are chosen in the widget before you continue.
What happens if I send less than 25 USDC?
An underpaid transfer is not swapped automatically: the exchange either returns it minus the network fee or asks you to top it up to 25 USDC. On small amounts the fee eats most of the transfer, which is exactly why the minimum exists.
Which network is USDT paid out on?
TRC20. Check the network your wallet expects before you paste the address: coins sent to the wrong network are not recoverable.
Why is the payout slightly below the quote?
USD Coin moves between the quote and the deposit confirmation, and the USDT network fee is deducted at payout. Both are shown at the exchange step before you commit.
What is the minimum for USDC → USDT?
25 USDC. Below that the network fee takes most of the transfer, so smaller deposits are not accepted.
Do I need an account or identity check?
No. There is no registration and no KYC for standard swaps: you name the receiving USDT address at the exchange step, send USDC from your own wallet, and the payout goes straight back to your wallet. Nothing is held on your behalf.
Which USDT networks can I receive on?
TRC-20 (Tron), ERC-20 (Ethereum), BEP-20 (BNB Chain), Solana. The token is the same on every one of them, the address is not: USDT sent to an address from another chain is lost. Check what your wallet supports before you paste the address.
What if I paste an address from the wrong network?
A confirmed on-chain transfer cannot be reversed by anyone, and a transfer sent to an address from another chain is lost: it leaves the USDT network you selected. That is why the network and the address are shown for review at the exchange step before anything is sent.
Other routes
More directions on this exchange
Every direction below has its own page with the live rate, the minimum amount and the receiving network.
| BTC → ETH | 1 BTC ≈ 31.0013 ETH | ERC20 |
| ETH → BTC | 1 ETH ≈ 0.03225666 BTC | Bitcoin |
| USDT → BTC | 1 USDT ≈ 0.00001293 BTC | Bitcoin |
| BTC → XMR | 1 BTC ≈ 151.5878 XMR | Monero |